Testimonials

Bilal finished his studies when he was 22 years old and moved shortly after to Cotonou, Africa, to take over the business of his family. He restructured the business and it grew like never before. Just 4 years later, Bilal became one of the biggest business men in Africa. He dedicated his life to working, but when it came to his kids and family, they always came first. That’s why he built them a dream house back in their hometown in Jordan. But in 2007, in the pool of that same dream house, Bilal slipped and hit his head. He woke up 8 months later from a coma in a hospital in Germany and was going to be in a wheelchair for the rest of his life. But during his absence, nothing stopped, because Bilal had already planned for the worst with an accident and disability insurance that ensured the continued financial security of his family, the continued education of his children and the continued success of his business.

“Hello, my name is Pascale and I’m 34 years old. Tatiana, my daughter, is 7 and a half years old. When Tatiana was just 82 days old, I lost my husband in a tragic car accident. It was a shock. We had a beautiful love story, one where we understood and respected each other, and shared common interests in life. Everything seemed to be a dead end at the moment, and I was worried about being completely alone with my new-born daughter. But after one month of my husband’s death, the company where he worked contacted me. Coincidentally, he had signed a life insurance policy with Alico, which I hadn’t known about. At the time, I couldn’t be happy about the good news, because no money could replace my husband. But when I received the cheque, I was able to settle all the heavy loans my husband surprisingly left behind. And with the remaining money, I was able to take out a life insurance for myself to protect the future of my daughter, if something unexpected were to happen to me as well.”

"Hi, my name is Salma. Samer, my husband, works full time while I stay at home and look after our two boys, who are growing up far too quickly! Looking after my family is a full-time job and I always seem to be on the run to drop them off to school, horse riding lessons or swimming classes. They're very active children, and like many mothers, I've ended up at the doctor's quite a few times with them, after falls or some other accidents while they were playing. We love our kids to bits, even if they can be a handful at times, and until they become a bit less prone to accidents, I need an inexpensive product that will offer extensive cover for my whole family - or at the very least, my sons."

“I've recently taken out an Accident Insurance mainly because of what happened to a friend of mine, Ziad. One day, he was driving to work, when someone trying to cut in front of him crashed into his car. It was a terrible accident. He fractured his spine and is now paralyzed from the waist down. To make matters worse, he didn't have any accident insurance and so is having to use all his savings to support his family because he can't work at the moment. I don't think he knows what he'll do when that money runs out. It has made me think about how a situation like that could affect me and my family. I wanted to make sure that my family will be taken care of and I can maintain my independence if the unexpected happened to me."

“Hello, I'm Tamara. My husband Wael and I moved back to Jordan recently with our four-year-old son, Rayyan. He's showing all the signs of being pretty bright and we're keen to give him as many opportunities as possible. Therefore, I'd like to send Rayyan to a college in the US or the UK, even though it's going to be expensive for us to send him abroad. Wael has made sure that we have a sound investment portfolio, but I know that the financial market can have its ups and downs. So, I'd like to start putting aside some money in a secure investment, separately from Wael's investments, to make sure that Rayyan gets the best education possible."

"Hello, I'm Lamees. My husband and I had our first baby, Zaid, six months ago, so life is very exciting at the moment! We live in Amman in a lovely two-bedroom apartment we bought last year. We're both on reasonable salaries and I'm lucky that I work for a company which offers a good maternity package, so our income hasn't been hit too hard now that I'm on leave with the little one.

But now that we have Zaid, it's obviously changed our lifestyle and we'd like to start making some kind of regular savings and investment. We want to be able to give our son the best in life and start putting money away now, for his future. It would be reassuring to think that we could pay for a fantastic wedding one day or to help with the deposit on a house when the time comes.”

"Hi, I’m Ahmad. I live in Beirut and am getting married next summer. I started working for a large construction company after getting my degree and have been working on some really exciting projects which recently brought along a couple of promotions and raises. As much I’m tempted to blow the extra income, being married means that I’ll have extra responsibilities and financial commitments. I want to prepare for our future together, building some sort of protection for me and my future family, as well as start building up a nest egg, which can be used for us to afford the better things in life like a family home with all the latest technology and a good car."

"Hello, my name is Diala. I'm married to Jamil and we have two young children. We've been living in Amman all our lives, and we love it. We're doing fine financially, but a little extra is always nice, that’s why, when our youngest starts school next year, I'm planning on going back to work part-time as an anaesthetist. Over the years, my job has meant that I've been personally involved in cases where, tragically, one or both parents in a family have died. Because I've seen first-hand how devastating this is, and the difference it can make to have financial help in place at such a difficult time, Jamil and I have decided to take out protection should anything happen to us. We've actually been meaning to review our financial situation for a while but we are unsure about how much cover we need to provide for the girls, cover the mortgage and all the other bills if either or both of us weren't around."

"Marhaba, I'm Tala. I'm married to my husband Omar and fortunately we've had very little to worry about in life in terms of health and finance. However, something happened recently which made us worry a bit about the future and the plans we have in place. My husband's boss, Tarek, who we know very well, recently had a stroke and he's only 55. It's been very hard for his wife and children. It brought home to Omar and me how the chances of these kinds of illnesses can be increased by a less than healthy lifestyle – high-stress working environments, eating out a lot and things like that. Tarek’s wife and the 3 children are obviously suffering huge emotional upheaval but they now have financial difficulties as well. They have medical insurance which takes care of the hospital bills, but they hadn't considered Tarek's ongoing disability which could mean they have no monthly income. We realised that this could happen to either one of us and having seen the family's difficulties, we decided that we'd like to put a plan in place to look after our family if we can't rely on Omar's income anymore."

"Hello, I'm Hani. Over the last 15 years, I've pretty much dedicated my life to building up my business. Two years ago, I took out a loan for US $500,000 to install some new equipment which has really increased production, so business is better than ever. I didn't think anything could go wrong, but when my neighbour sadly died suddenly last month, it really got me thinking. If anything should happen to me unexpectedly, what would happen to the business I've worked so hard for, and more importantly, what would happen to my family? I'm training my nephew to take over when I retire, but if business should suddenly drop, he'll be saddled with paying back a loan that's unaffordable. It could even end up with parts of the business being repossessed! And then what would all the people who depend on me do? It's time for me to look at insurance options to protect my family and my employees."

“I'm Layla. I'm married to Karim and we have a six-year-old daughter. I have a fairly hectic lifestyle as both my husband and I work, and his hours are particularly long as he works for an IT firm. We've recently decided to take out health insurance, even though we're both perfectly fit at the moment. It's mainly because my colleague was recently diagnosed with cancer which has been very stressful for her and her family. To make matters worse, they didn't have any insurance, so she ended up leaving her job and going back to her family in the United States for treatment taking the kids with her. She no longer earns and her husband had to stay back in Amman to make sure that one of them has an income to pay for the travel costs, medical bills and the day-to-day expenses of having the family live thousands of miles apart. It’s a terribly stressful time for all of them and it really made me worry about what would happen to us if I was in that situation."