Dread Disease
No one likes to think about serious illness, but it is always a possibility. For example an estimated 1 in 8 people aged 30 today will contract cancer before age 65.
MetLife's Dread Disease plan can make sure the insured gets the medical help they need, fast. What’s more, it can help replace lost income if the insured is unable to work, so the bills are still paid and their loved ones are looked after.
Product Overview
MetLife's 'Dread Disease' cover provides financial protection to individuals following the diagnosis or treatment of an illness deemed critical.
MetLife pays a lump sum cash amount if the insured is diagnosed with any one of the critical illnesses listed in the insurance policy.
This cash pay out can be used to:
- Pay for the costs of the care and treatment;
- Pay for recuperation aids;
- Pay debts off;
- Replace any lost income due to a decreasing ability to earn; or even
- Fund for a change in lifestyle
Eligibility
All full-time permanent employees actively at work in the policyholder’s offices in the country of coverage
Participation Requirements
The Group Medical Plan is designed to cover employers with a minimum of 10 employees. Dependents are eligible for critical illness coverage. All eligible employees must be enrolled.
Covered Diseases
- Major Cancers
- Stroke
- First Heart Attack
- Serious Coronary Artery Disease
- Primary Pulmonary Hypertension
- End-stage Lung Disease
- (5) Heart Valve Surgery
- End Stage Liver Failure
- Fulminant Hepatitis
- Kidney Failure
- Coma
- Aplastic Anaemia
- Major Organ /Bone Marrow Transplantation
MetLife group insurance policies contain certain exclusions, reductions, limitations and terms for keeping them in force. Contact your MetLife representative for more information.
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Support during medical emergencies
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Group Life & Medical Plans