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Decreasing Term Insurance

A mortgage protection insurance completely customized by you including coverage that decreases until you achieve your family’s dreams.

Everything you do today is to build a safe future for your family. So, we understand why you might’ve taken a loan to secure their dreams, whether it’s to buy them a decent apartment or send your kids to college. The Decreasing Term Insurance plan is here to protect your mission until the day it gets done, even if something were to happen to you. Here's how we can work together to safeguard the plans you have for your family:    

  • Customizable coverage: You set the coverage you need starting from US $25,000 ensuring that your family will always be able to cover all costs in case you no longer can provide for them
  • Pre-determined period: You tell us for how long you need protection and according to your own personal goals, whether it’s 5 or 25 years
  • Flexible premiums: You choose how often to pay, calculated based on the regular payments you can afford including single, monthly, quarterly, semi-annually or annually
  • Comprehensive coverage: You can count on us in the event of permanent total disability, death, and terminal illness


It's important you understand what we offer at MetLife. We've pulled together some frequently asked questions and answers to help you.