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Circles of Protection

A personal accident insurance plan tailor made by you from a wide range of options to suit your unique needs.

When it comes to family, we often find ourselves doing the more responsible thing. But we do it because we want to always be there. This is why we’ve developed an accident protection plan you can design – so you can look after your loved ones the way you find necessary. All you have to do is choose the options you need:

  • Circle 1: Protection against accidental death, permanent total and partial disability with guaranteed cash payments for you or your loved ones
  • Circle 2: Weekly accident disability income for up to two years, replacing lost income if you’re unable to work because of an accident
  • Circle 3: Accident medical expense reimbursement for in and out of hospital
  • Circle 4: Income for you and your family if you stay in the hospital due to accident or sickness, with the option to cover surgical expenses
  • Circle 5: Monthly income for life for you or your loved ones in the event of death or disability caused by an accident


It's important you understand what we offer at MetLife. We've pulled together some frequently asked questions and answers to help you.